Big Fall Savings for New Home Buyers

If you’ve been waiting for the perfect time to buy a new construction home, this fall might be it. D.R. Horton is running their Big Fall Savings Event across the greater Houston area, offering special financing as low as 3.99% and all closing costs paid when you finance with DHI Mortgage.

That’s right — you could lock in a fixed 30-year rate below 4% and skip thousands in closing costs. In a market where rates have hovered between 6.5% and 7%, this promotion can save buyers hundreds of dollars each month.

How It Works

This offer is available on select D.R. Horton homes purchased between October 4–19, 2025, with closing by November 26, 2025.
To qualify, buyers must finance through DHI Mortgage, D.R. Horton’s in-house lender.

These types of builder incentives are designed to make homeownership more affordable — especially for buyers who want brand-new homes without the typical high out-of-pocket costs.

Bonus Savings: Lower Homeowners Insurance

Here’s an added advantage most buyers overlook — homeowners insurance on a new construction home is usually much cheaper than on a resale property.

Because everything is new — the roof, wiring, plumbing, and HVAC — insurers view these homes as lower risk. That means you can often save 20–40% on annual premiums, which translates to another $50–100 in monthly savings.

Example Monthly Savings

Let’s compare a typical resale home to a new D.R. Horton home priced around $350,000:

💡 That’s over $600/month in savings — and no closing check needed.

Why This Matters

For many buyers, the biggest hurdle isn’t qualifying — it’s covering closing costs and down payments. This D.R. Horton incentive eliminates one of those barriers entirely, while also cutting the interest rate nearly in half compared to many lenders today.

When you factor in the lower insurance premiums, new construction can actually be more affordable than a resale home in today’s market.

Ready to Explore Homes That Qualify?

Inventory is limited, and these programs end soon. If you’d like help finding which D.R. Horton communities around The Woodlands, Spring, Conroe, or Montgomery County qualify, I can help you run the numbers and schedule a tour.

📱 Call/Text: (832) 524-6524
📧 Realtor.Michael.Yoder@gmail.com
🌐 HomesByMikeYoder.com
🏡 LPT Realty | The Woodlands, TX

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